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Uninsured Motorists

The vast majority of motorcycle accidents occurring in Illinois are the result of other motorists failing to take notice of bikers sharing the roadway. Sadly, due to a lack of physical protection, the motorcyclist is often the one who sustains the greatest injury from the accident. In fact, the Illinois personal injury attorneys at Rosenfeld Injury Lawyers have handled many cases where motorcyclists have suffered fractures, contusions, burns, traumatic brain injury, spinal cord injury and even death.

Nearly any types of injuries occurring in a motorcycle accident are costly and severe, where the compensatory responsibility is given to the party at fault for the accident. Unfortunately, many motorcyclists suffer additional harm by drivers responsible for the causing accident who are either uninsured or underinsured and lack sufficient insurance coverage to pay for all damages.

Like nearly every state in the union, Illinois requires every operator of a motorized vehicle to maintain a minimal level of automobile insurance. Even with strict enforcement of this law, nearly one out of every ten motorists on the road has either no insurance at all or only minimal insurance to cover some of the medical expenses and liability property damage they caused in the accident. In these cases, the motorcyclists have no other recourse other than to hire a Chicago motorcycle accident attorney to ensure they receive adequate recompense to pay for all of their damages.

Insurance Companies and Uninsured Motorists

Nearly every victim of an automobile accident believes they can handle the claims adjuster without legal assistance. In some cases, the victim can successfully resolve their claim because their losses, damages or injuries were minimal. However, for the biker who suffers a serious injury, attempting to obtain enough compensation from an uninsured motorist requires access to legal resources and a comprehensive understanding of Illinois tort law.

Motorcycle victims suffering injuries caused by an underinsured or uninsured motorist have various legal options at their disposal. If the individual at fault for causing the motorcycle accident maintained only a minimal amount of liability insurance, the Chicago personal injury attorneys at Rosenfeld Injury Lawyers can file additional claims against the biker’s insurance company to ensure they recover the financial difference.

Having legal representation when filing additional claims against multiple insurance companies is important because motorist claims against the underinsured or uninsured involve complex case law. To obtain an adequate out of court settlement or successful trial lawsuit will require extensive skills by an experienced legal professional to negotiate or litigate a claim for compensation on the victim’s behalf.

Common Motorcycle Accident Damages

Motorcycle collision victims often suffered significant injuries that usually require ongoing rehabilitation and treatment to ensure afull recovery. In some cases, the victim can never completely recover their health or return to a healthier state prior to the accident. Because of that, personal injury attorneys who specialize in motorcycle accidents will seek full compensation for injuries, damages and losses that might include:

  • Past and ongoing medical bills
  • Lost wages from time away from work
  • The cost of recurring hospitalization, rehabilitation and therapies
  • Non-economic damages including emotional trauma, pain and suffering
  • Physical damages including the replacement of motorcycle, equipment and clothing

Deceptive Auto Insurance Company Practices

Claims adjusters and insurance companies use various deceptive tactics and strategies to deny a claim, delay the payment of a claim or offer a lower settlement amount than the injured victim deserves. In many cases, the victim is given the runaround or blocked at numerous points throughout the claims process. This is done by the claims adjuster or insurance company in the hopes of creating enough stress on the victim to ensure they give up on seeking compensation. However, with an attorney on your side, these deceptive practices do not work.

Receiving financial compensation may not be enough to reverse the catastrophic injuries you have endured. However, by understanding your options and legal rights, you are more likely to be successful in pursuing compensation against an underinsured or uninsured motorist. If you have suffered injuries as a result of a motorcycle accident caused by an uninsured or underinsured motorist, it is crucial to contact a skilled personal injury law firm today.

Hiring a Lawyer

Your Chicago personal injury attorneys at Rosenfeld Injury Lawyers can evaluate your claim and determine the best way to file for compensation against all responsible parties. Our team of experienced personal injury lawyers can litigate your claim or negotiate a settlement for compensation on your behalf. In addition, we can take steps to file a claim for compensation under your insurance coverage to ensure that all of your medical expenses, lost wages and other expenses are handled efficiently and quickly.

Our Chicago Metropolitan area personal injury law firm has assisted many families and individuals who have suffered injuries. We use every legal option to ensure your full financial recovery while providing you time to focus on healing from your injuries. In addition to seeking financial compensation from the party at fault, we can file an uninsured motorist/underinsured motorist claim with your insurance carrier.

We encourage you to call our law offices today at (888) 424-5757 to schedule a free, no-obligation full case evaluation. We will ensure that all the insurance companies involved in your case will not reduce or deny your legitimate claim for full financial compensation. All information you share with our law offices will remain confidential.